Find answers to common questions about our services
We offer comprehensive insurance and financial services including:
You can contact us through multiple channels:
Yes, we provide home visits for:
Please call us to schedule a home visit at your convenience.
While our main office is in Nashik, we provide services across Maharashtra and can assist customers from other states through our digital platforms and partner network.
Our unique advantages include:
Yes, we offer comprehensive digital services:
Our fee structure is transparent and competitive:
Yes, we offer specialized business solutions:
Vehicle insurance can be issued instantly or within 2-4 hours. We provide:
Required documents include:
Third-Party Insurance:
Comprehensive Insurance:
Popular add-ons include:
You can renew your vehicle insurance through:
We send renewal reminders 30 days before expiry to ensure continuous coverage.
No Claim Bonus (NCB) is a discount on premium for claim-free years:
NCB is transferable when switching insurance companies.
Yes, you can transfer vehicle insurance to a new owner:
We assist with the complete transfer process.
We offer various health insurance plans:
Health insurance typically covers:
Waiting periods vary by condition:
Cashless hospitalization process:
We assist you throughout this process.
Yes, you can get health insurance with pre-existing conditions, but:
We can help you find the best plan that suits your needs.
Individual Health Plan:
Family Floater Plan:
Consider these factors when choosing coverage:
We help you calculate the optimal coverage amount.
We offer comprehensive life insurance solutions:
Life insurance coverage should typically be:
We provide free financial planning to determine the right coverage amount.
Term Life Insurance:
Whole Life Insurance:
Yes, you can surrender your life insurance policy, but:
We recommend consulting us before surrendering to explore better options.
A nominee is the person who receives the death benefit:
Choose nominees carefully to ensure smooth claim settlement.
Yes, you can take loans against certain policies:
This is often better than surrendering the policy.
Premium payment options include:
Yearly payments usually offer discounts compared to monthly.
We offer various credit card categories:
Credit limits depend on:
Typical limits range from ₹10,000 to ₹10 lakhs based on profile.
Common credit card charges:
Many cards offer fee waiver on spending criteria.
Credit card application process:
We ensure quick processing and higher approval chances.
Credit card benefits include:
Ways to improve credit score:
We help you build and maintain a good credit score.
Immediate steps to take:
Most banks provide 24/7 helpline for card blocking.
We offer comprehensive investment solutions:
Our financial planning process includes:
We provide personalized advice based on your unique situation.
Tax benefits under different sections:
We help optimize your tax savings through proper planning.
You can start investing with small amounts through:
We help you choose the right investment based on your goals and budget.
Yes, we provide comprehensive portfolio review services:
Our expert advisors ensure your portfolio stays aligned with your goals.
Equity Investments:
Debt Investments:
Consider these factors when choosing mutual funds:
We help you select funds based on your specific requirements.
Most insurance policies can be issued instantly or within 24 hours, depending on the type of insurance and documentation required. Vehicle insurance can be issued immediately.
Basic documents include:
Yes, you can renew your insurance policy online through our website or mobile app. We also send renewal reminders before the policy expires.
Third-party insurance covers damages to third parties only, while comprehensive insurance covers damages to your vehicle as well as third parties. Comprehensive insurance provides better protection but costs more.
No Claim Bonus is a discount on premium for claim-free years:
NCB is transferable when switching insurance companies.
Yes, you can transfer insurance policies:
If you miss the renewal date:
We send multiple reminders to prevent lapses.
Generally, a credit score of 750 or above is considered good for loan approval. However, we work with various lenders who have different requirements, and we can help you find the best option.
Personal loans can be approved within 24-48 hours, while home loans and business loans may take 7-15 days depending on documentation and verification requirements.
Loan amounts depend on your income, credit score, and type of loan:
Yes, most loans allow prepayment after a certain period (usually 12 months). Prepayment charges may apply, but they are generally lower than the interest you would pay over the loan term.
We offer different interest rate options:
EMI (Equated Monthly Installment) is your monthly payment:
We provide EMI calculators to help you plan.
Common reasons for loan rejection include:
We help improve your loan eligibility.
To make a claim:
Claim settlement time varies by insurance type:
Required documents include:
Yes, we provide cashless claim facility for health insurance at network hospitals and for vehicle insurance at authorized garages. This means you don't need to pay upfront and then claim reimbursement.
Cashless Claims:
Reimbursement Claims:
You can track your claim status through:
In case of emergency or accident:
We provide immediate assistance and guidance.
Our expert team is here to help you with any specific questions about our services. Get personalized assistance and expert advice tailored to your needs.